FSP Realty will help provide to the employee and an IRA for their retirement. This is pretty straight forward and simple. You are paying taxes on IRA funds you add, but in turn, they increase their investment, and will have more than contributed. When you withdraw from the IRA, you are not taxed. This means if you paid $20,000 into the IRA, and let it build up to let’s say $50,000 – you are only paying taxes on the $20,000, and not the $50,000. Obviously, your investment rates will vary depending on the provider. I would recommend a fiduciary for your IRA as they are required to look into your best interests.